Birch Gold Group Review
At Birch Gold Group the focus is on educating consumers about investing in the Precious metals. Visitors to the company’s website will find detailed information about the different ways to invest in Gold and the pros and cons of each option.
In addition to their valuable online resources Birch Gold Group has a team of knowledgeable Precious metals specialists dedicated to the customer care and support process. These professionals understand that investors have questions about converting existing retirement savings into self-directed Precious metals IRAs.
Asking questions is part of the due diligence that investors perform before they put their hard-earned money at risk.
When you contact Birch Gold you will be introduced to your personal IRA Specialist who will answer all your questions and then handle your rollover or transfer when you are ready.
This 1-on-1 relationship ensures that your investing goals are clearly understood and that you get the optimum Investment for your unique circumstances and tolerance for risk.
Your Retirement Lifestyle
Inflation in America is higher today than it has been for the past 40 years.
Investors are watching their dreams of retirement vanish as the reality of rising costs set in.
Based on history, Gold is a great hedge against Inflation. During the 1970s Inflation, Gold rose from $35 an ounce to $850 (27x increase).
Your Investment Portfolio
Stock and Bond markets are historically overvalued by all measures.
The traditional 60/40 Portfolio is facing a Perfect Storm as economic uncertainty and rising interest rates lead to a significant revaluation of the equity and debt markets.
Diversifying into alternative Investments is more important now than it has ever been.
Your Wealth against Money Printing
Central banks are furiously printing paper money to support government spending plans.
With the creation of each new Dollar, the Purchasing Power of every existing Dollar is reduced.
Precious metals provide security by rising in value as the Purchasing Power of the Dollar erodes towards zero.
Table of Contents
Gold Allocation Portfolio Calculator
Birch Gold is serious about educating investors about the benefits of Precious metals Investment.
On their website they provide informative articles, downloadable resources, and a really cool Portfolio calculator.
The calculator lets you easily compare the performance of a traditional 60/40 Portfolio of Stocks and Bonds against the same Portfolio with a small allocation to Gold.
The results are displayed for the years 2000 through 2020 and the bar graph makes it obvious that the Portfolio with Gold has outperformed the 60/40 Portfolio for most of the past 20 years.
Take a closer look at the chart and it appears that the outperformance of the Gold Portfolio is increasing year-by-year. Gold is not only beating the Stock and Bond markets, the beatdown is increasing in intensity.
Birch Gold IRA
Birch Gold Group offers two forms of ownership for the Precious metals they sell.
Personal possession is available for consumers who want to take delivery of physical metal. Experienced brokers at Birch Gold ensure that each customer purchases the physical metals that are appropriate for their unique Investment objectives and tolerance for risk.
Tax-advantaged possession is available for investors wanting to transfer existing Retirement accounts into a self-directed IRA where a third-party Custodian securely stores the purchased metal.
The specialists in the IRA Department at Birch Gold Group simplify the process of opening and managing an IRS-compliant Precious metal IRA.
Taxpayer Relief Act
The Taxpayer Relief Act of 1997 made significant changes to existing tax laws by reducing tax rates, introducing new tax credits, and allowing new asset classes to be held within self-directed IRAs.
After this sweeping law change investors in self-directed IRAs could use their tax-advantaged retirement savings to purchase and own alternative Investment classes like Real Estate and Precious metals. In the 1997 law only Gold and Silver were permitted but Platinum and Palladium were added in subsequent years.
The Birch Gold IRA provides all the benefits enacted by the Taxpayer Relief Act and this Investment vehicle is supported by the outstanding customer support team at Birch Gold Group.
Together that’s a winning combo!
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Birch Gold Gold Coins
The IRS has strict rules on the types and purity of Precious metals that can be held in a self-directed IRA.
Only Gold, Silver, Platinum, and Palladium are allowed and, in general, the metal must be at least 99.5% pure. Qualified Coins and bars are available from IRS-approved refineries and government mints.
American Gold Eagle
American Gold Buffalo
Australian Gold Kangaroo
Canadian Gold Maple Leaf
Birch Gold Group offers IRA-approved Precious metal Coins from Australian, American, British, and Canadian mints. Approved bars and Coins are also available from selected private mints. In general, metal from a private mint will have a lower premium (markup) than the same amount of metal from a government mint.
Available Birch Gold Coins include the Australian Florin, American Gold Eagle, American Buffalo, Canadian Gold Maple Leaf, as well as other choices for IRA investors. A wider selection of Coins, including pre-1933 Gold Coins are available for customers who take personal possession of their metal.
Birch Gold Silver Coins
While most Precious metals investors initially focus on Gold, they often develop a fondness for Silver as they learn about the benefits the white metal offers.
Silver is widely considered to be a hedge against Inflation and, historically, Silver has outperformed Gold in percentage gains during periods when Inflation was raging.
Demand for Silver is increasing dramatically because it is used in a wide array of green technologies like solar panels and electric vehicles (EVs). Silver is also being incorporated into products like refrigerators and medical bandages where the metal’s natural antibacterial and antiviral properties are useful.
American Silver Eagle
Austrian Silver Philharmonic
Australian Silver Kookaburra
Canadian Silver Maple Leaf
Birch Silver Coins are available for both IRA investors and for customers taking personal delivery of their Precious metals.
IRA investors can purchase the Australian Silver Florin, American Silver Eagle, Canadian Silver Maple Leaf, Canadian Silver Twin Maples, and several other Coins. Silver bars and rounds from IRS-approved refineries are also offered. Like Gold, a lower premium is charged for Silver products produced by private mints.
Birch Gold Group offers a wider range of Silver products for investors taking personal delivery of their metal. These choices include the Morgan Silver Dollar, Peace Silver Dollar, and the Walking Liberty Half Dollar.
Birch Gold Group Reviews
The best Birch Gold Reviews come from real-life customers of the Birch Gold Group.
These are the people who have dealt with the company and been motivated enough by their experience to write a review.
When you are evaluating Birch Gold Group pros and cons it makes sense to look at the online reviews compiled by these companies.
Most reviews of Birch Gold Group are positive, with just a few clients expressing their dissatisfaction for one reason or another.
These less-than-positive reviews provide valuable insight into how the customer support team at Birch Gold does everything they can to resolve issues and ensure that clients are satisfied with their Precious metals Investment.
Better Business Bureau (BBB)
Ultimately, the best Precious metals IRA is the one that the Investor feels comfortable with based on their unique Investment objectives and tolerance for risk.
Some Investors will choose their ‘best’ based on the location of the depository, while other Investors will give the ‘best’ designation to the Gold IRA company offering the most enticing promotional offer. Birch Gold Group reviews from actual customers may identify other factors for choosing the best Gold IRA.
Birch Gold Group Fees
Birch Gold Group recommends either the Delaware Depository or Brink’s Global Services as depositories for third-party storage of the Precious metals held inside a self-directed IRA.
Typical fees for establishing a Birch Gold IRA using these depositories are shown below.
IRA account set up: $50
Wire transfer to fund IRA account: $30
Storage and insurance: $100
IRA management: $100
First-year Birch Gold Group fees are waived for investors who transfer over $50,000 into a Birch Gold IRA.
Fees at Delaware Depository and Brink’s Global Services are the same regardless of account size. The $200 annual storage fee is the same whether an investor owns a few ounces or multiple pounds of Precious metals.
Birch Gold Group Pros and Cons
Investors have a number of different Gold IRA companies they can choose from. All of the companies offer the same basic product because the product is controlled by the IRS rules governing self-directed IRAs. Individual Gold IRA companies strive to differentiate themselves by excelling in customer service, pricing, and available depositories.
These are some Birch Gold Group pros and cons to consider:
Focus on consumer education via website and customer support team
Proof Coins are offered for the Precious metals IRA
BBB profile demonstrates that resolution of customer concerns is a company priority
Fees are listed for only one of the two recommended depositories
First year fees are waived on transfers over $50,000
The premium charged on each type of Coin is not provided for comparison
Delaware Depository and Brink’s Global Services are available as depositories
Is Birch Gold Group legit?
Based on these rating factors Birch Gold Group certainly appears to be a legitimate Precious metals IRA company. The company has been in business for many years (19+) and most of their customers report that they are satisfied.
How Birch Gold measures up
Rating with BBB
Accredited with the BBB since 2011
Current BBB rating: A+
Years in business
19+ (founded Jan 2003)
Segregated storage of metals
Delaware Depository: Precious metals are fully allocated and held off balance sheet
Brink’s Global Services: offers both segregated and unsegregated storage *
Delaware Depository: $1 Billion all-risk insurance through London underwriters
Brink’s Global Services: assumes full liability for any assets they are transporting or storing
Mostly positive reviews
Predominately positive reviews
Company responds to less-than-positive reviews and attempts to resolve legitimate customer complaints
* always insist on fully allocated or segregated storage
Birch Gold Group BBB
The Better Business Bureau (BBB) is the most widely-known rating company for businesses and Birch Gold has been accredited by the BBB since 2011.
The Birch Gold Group BBB A+ rating is based on a mix of mostly positive reviews with just a few negative reviews.
In their attempt to resolve these less-than-positive reviews, the customer support team at Birch Gold Group demonstrates how they work to ensure that every client is fully satisfied with their Precious metals Investment.
Here’s what people are saying about Birch Gold on Birdeye
I couldn't be happier
What an amazing group of people. During a series of conversations, the people at Birch Gold explained how i could convert my 401k, then helped me do it. It took a fair amount of time because of all the dealings with the company that my 401k used to be with, but they stayed at it! I couldn't be happier with them and would wholly recommend them.
Pamela A. - 01/01/2020
I had a lot of questions
Wow! These folks were amazing to work with. I had a lot of questions coming in and they did not shy away from any of them. I really admire a company like this. Have already referred a few of my friends to them.
Bob S. - 03/04/2020
Got White Glove service
Thrilled is the best word to describe my experience working with Birch Gold. They were attentive each step of the way, oftentimes updating me on their progress with the IRA before I even asked them. I felt like I got the real white glove service.
Mike C. - 04/02/2020
Frequently asked questions
Based on public records filed with the California Secretary of State, Birch Gold Group is owned by serial entrepreneur Laith Alsarraf.
Mr. Alsarraf began his marketing career in the early days of the internet and he has been involved in at least 27 different business enterprises over the past 20+ years.
In 2017 a commission-based employee filed a labor lawsuit against Birch Gold Group. The case was disposed in the Superior Court of California in 2021.
California labor laws are complex and, perhaps, overly-protective of employees. The Birch Gold Group lawsuit involved a commissioned sales representative who demanded to be “separately compensated for rest breaks”.
The Birch Gold employee filed his claim after a California appellate court ruled that all California companies must compensate commissioned employees for “rest breaks and other nonproductive time” [Vaquero, et al. v. Stoneledge Furniture LLC].
Without passing judgement on the legitimacy of the employee’s court case, investors can rest assured that the lawsuit did not involve matters related to Birch Gold Group as a reputable provider of Precious metals IRAs or respected dealer in physical Silver and Gold metal.
Birch Gold has been in business since 2003.
Birch Gold receives mostly positive reviews from its customers and the few less-than-positive reviews involve proof Coins and factors outside of Birch Gold 's control (delivery delays on physical Precious metal).
With 19+ years in business and thousands of satisfied customers it is safe to say that Birch Gold is a good company.
In its Articles of Incorporation Birch Gold Group allowed for the creation of 10,000 shares of stock of a single class.
It is unlikely that Birch Gold will ever become a public Corporation where the Birch Gold stock price would be determined by the price discovery process in an open market.
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About Satori Traders
Hi, my name is Bryan Post and I love the shiny stuff - Silver and Gold.
I've been investing in the Precious metals and mining stocks since 2002 when I realized that Gold is the only real money on the planet.
Here on SatoriTraders.com I share everything I've learned about the metals, Financials markets, trading, Technical analysis, and the numerous games that central banks play with fiat currencies.